Disclaimer

What We Are Not

General Information Disclaimer

All information provided on the TrailerInsurance.co.nz website is intended for general educational purposes only. This includes:

• Coverage information and insurance guides
• Trailer insurance tips and articles
• Comparisons of insurance providers
• FAQ answers and educational content

Important: This information is general in nature and not tailored to your specific circumstances. It should not be relied upon as personal advice. Every trailer and owner's situation is unique.

This Is Not Personal Advice

The content on this website is not personal financial or insurance advice. You should not make decisions about purchasing insurance based solely on information provided on this website.

Before purchasing any insurance policy, you should:

• Discuss your specific situation with a licensed insurance broker
• Review the Product Disclosure Statement (PDS) for any policy you're considering
• Ask questions about coverage limits, exclusions, and excess amounts
• Ensure the policy meets your actual insurance needs

Accuracy of Information

While we endeavor to ensure the accuracy and completeness of the information on our website, we cannot guarantee that all information is accurate, complete, or up-to-date. Insurance policies and provider offerings change frequently.

Insurance information provided on this website is based on our understanding as of the date of publication. Always verify current coverage options and pricing directly with insurance providers or their licensed brokers.

Responsibility of Brokers and Providers

The brokers and insurance providers we connect you with are responsible for:

• Providing accurate quotes and information about their policies
• Explaining policy terms, conditions, and exclusions
• Handling claims fairly and promptly
• Complying with insurance and financial services laws

TrailerInsurance.co.nz is not responsible for the actions, services, or representations of brokers or insurance companies.

ICNZ Registration

When we mention "ICNZ-registered brokers," we are referring to brokers registered with the Insurance Council of New Zealand. ICNZ-registered brokers are required to:

• Act in accordance with the Insurance Brokers (Ethical Conduct) Rules 2019
• Maintain professional indemnity insurance
• Provide accurate information and fair service to clients

You can verify a broker's ICNZ registration at www.icnz.org.nz.

No Guarantee of Insurance Approval

While we connect you with insurance providers, there is no guarantee that you will be offered insurance or that you will be approved at the quoted price. Insurance companies assess applications individually based on their underwriting guidelines. Factors such as your claims history, the condition of your trailer, and how you intend to use it may affect approval and pricing.

Legal Compliance

This disclaimer and all information on the TrailerInsurance.co.nz website are provided in accordance with New Zealand consumer law, including the Consumer Guarantees Act 1993 and Fair Trading Act 1986.

If you have a complaint about our services, you may contact the Insurance and Financial Services Ombudsman (IFSO) at www.ifso.nz.

Questions About This Disclaimer

If you have questions about what TrailerInsurance.co.nz is or is not, please contact us:

• Email: hello@cover4you.co.nz
• Phone: 09 885 9549
• Hours: Monday-Friday, 8am-6pm NZST