Compare Trailer Insurance Providers
See how the top 6 NZ insurers stack up on coverage, features, and value.
Feature Comparison
| Feature | AA Insurance Trailer add-on to car policy | AMI Insurance Standalone policies | State Insurance Comprehensive trailer cover | Tower Insurance Competitive pricing | Mariner Marine Marine & boat trailer insurance | Cove Insurance Modern online platform |
|---|---|---|---|---|---|---|
| Comprehensive Cover | ||||||
| Third-Party Liability | ||||||
| Agreed Value Option | ||||||
| Contents Cover | ||||||
| Roadside Assistance | ||||||
| Online Quotes |
AA Insurance
Trailer add-on to car policy
AMI Insurance
Standalone policies
State Insurance
Comprehensive trailer cover
Tower Insurance
Competitive pricing
Mariner Marine
Marine & boat trailer insurance
Cove Insurance
Modern online platform
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AA Insurance
Large NZ insurer
Trailer add-on to car policy
AMI Insurance
Caravan & trailer specialist
Standalone policies
State Insurance
IAG group member
Comprehensive trailer cover
Tower Insurance
Online-focused insurer
Competitive pricing
Mariner Marine
Specialist provider
Marine & boat trailer insurance
Cove Insurance
Digital-first insurer
Modern online platform
How to Choose
Best for Specialists
AMI Insurance and Mariner Marine specialise in caravans, boat trailers, and marine craft — ideal if you want expert advice specific to your trailer type.
Best for Online Quotes
Tower Insurance and Cove Insurance offer fast, digital-first quote processes — perfect if you want instant comparisons and online management.
Best for Comprehensive Services
State Insurance and Cove Insurance offer the widest range of add-ons including contents cover and roadside assistance.
Best for Brand Recognition
AA Insurance and Tower Insurance are established, household names with strong NZ presence and customer service reputations.
Don't just look at the comparison table. Each provider has different excess options, pricing structures, and customer service levels. Our brokers can get quotes from all of these providers and more, helping you find the best fit for your specific situation.
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