Compare Trailer Insurance Providers

See how the top 6 NZ insurers stack up on coverage, features, and value.

Feature Comparison

AA Insurance

Trailer add-on to car policy

Comprehensive Cover
Third-Party Liability
Agreed Value Option
Contents Cover
Roadside Assistance
Online Quotes

AMI Insurance

Standalone policies

Comprehensive Cover
Third-Party Liability
Agreed Value Option
Contents Cover
Roadside Assistance
Online Quotes

State Insurance

Comprehensive trailer cover

Comprehensive Cover
Third-Party Liability
Agreed Value Option
Contents Cover
Roadside Assistance
Online Quotes

Tower Insurance

Competitive pricing

Comprehensive Cover
Third-Party Liability
Agreed Value Option
Contents Cover
Roadside Assistance
Online Quotes

Mariner Marine

Marine & boat trailer insurance

Comprehensive Cover
Third-Party Liability
Agreed Value Option
Contents Cover
Roadside Assistance
Online Quotes

Cove Insurance

Modern online platform

Comprehensive Cover
Third-Party Liability
Agreed Value Option
Contents Cover
Roadside Assistance
Online Quotes

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Provider Profiles

AA Insurance

Large NZ insurer

Trailer add-on to car policy

Comprehensive CoverThird-Party LiabilityAgreed Value OptionRoadside AssistanceOnline Quotes

AMI Insurance

Caravan & trailer specialist

Standalone policies

Comprehensive CoverThird-Party LiabilityAgreed Value OptionContents CoverRoadside AssistanceOnline Quotes

State Insurance

IAG group member

Comprehensive trailer cover

Comprehensive CoverThird-Party LiabilityAgreed Value OptionContents CoverRoadside AssistanceOnline Quotes

Tower Insurance

Online-focused insurer

Competitive pricing

Comprehensive CoverThird-Party LiabilityAgreed Value OptionOnline Quotes

Mariner Marine

Specialist provider

Marine & boat trailer insurance

Comprehensive CoverThird-Party LiabilityAgreed Value OptionContents CoverRoadside Assistance

Cove Insurance

Digital-first insurer

Modern online platform

Comprehensive CoverThird-Party LiabilityAgreed Value OptionContents CoverRoadside AssistanceOnline Quotes

How to Choose

Best for Specialists

AMI Insurance and Mariner Marine specialise in caravans, boat trailers, and marine craft — ideal if you want expert advice specific to your trailer type.

Best for Online Quotes

Tower Insurance and Cove Insurance offer fast, digital-first quote processes — perfect if you want instant comparisons and online management.

Best for Comprehensive Services

State Insurance and Cove Insurance offer the widest range of add-ons including contents cover and roadside assistance.

Best for Brand Recognition

AA Insurance and Tower Insurance are established, household names with strong NZ presence and customer service reputations.

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